Banking

The development of the banking sector, from regulation, service innovation, to its role in promoting financial inclusion.

29 posts
Banking

Banks Anticipate When Ojol is Categorized as UMKM

The banking sector is responding cautiously to the government's plan to include online motorcycle taxi (ojol) drivers in the micro, small, and medium enterprise (UMKM) category.

•
4 Minutes
By: Benedict Krisna Yogatama, Harits Naufal Arrazie

Banking Increasingly Aggressive in Attracting Non-Interest Income

Banking is increasingly active in maximizing the potential for non-interest income from digital transactions through mobile banking transactions, marketplace transactions, and the use of QRIS for payments.

•
4 Minutes
By: Tria Dianti, Chris Wibisana

Solid Bank Performance in the Third Quarter, Economic Indicators Maintained

Amid economic uncertainty and a slowing trend, a number of national banks are still recording business growth. This indicates that the economy is still maintained.

•
5 Minutes
By: Benedictus Krisna Yogatama, Chris Wibisana

Third Quarter Credit Growth Slows, Step Up in Fourth Quarter

Lending in the third quarter of 2025 grew positively with a net balance outstanding (SBT) value of 82.33%, slightly down from the previous quarter with a SBT of 85.22% but higher than the same period last year with a SBT of 80.64%.

•
5 Minutes
By: Tria Dianti, Chris Wibisana

Sustainable Business, National Banking Boosts Green Financing

Banks are working to increase the growth of sustainable financing in line with environmental awareness and the ambitious target to achieve net-zero emissions by 2060. Which banks are they?

•
5 Minutes
By: Tria Dianti, Harits Naufal Arrazie

Rp200 Trillion Fund Placement to Himbara Has Started to Be Distributed

The placement of Rp200 trillion in funds to 5 state banks has begun to have an impact. Credit is being channeled both in the form of mortgages and labor-intensive credit.

•
4 Minutes
By: Benedictus Krisna Yogatama, Ridho Sukra

Following BI Rate Decline, LPS Rate also Decreases

LPS decided to lower the lending rate (TBP) by 25 basis points (bps) to 3.50% for rupiah deposits at commercial banks.

•
5 Minutes
By: Benedict Krisna Yogatama

BI Rate Continues to Fall, Lending Rates Should Fall to Spur Real Sector

Throughout this year, Bank Indonesia (BI) has lowered its benchmark interest rate or BI Rate by a total of 100 basis points. The decline in the BI Rate should also translate into a decrease in bank lending rates so that they can be lower.

•
4 Minutes
By: Benedict Krisna Yogatama, Harits Naufal Arrazie
featured

Waiting for Economic Acceleration from IDR 200 Trillion Injection

The government claims to have injected IDR200 trillion into five state banks on Friday last week. Let's see how far this can accelerate economic growth.

•
4 Minutes
By: Benedictus Krisna Yogatama, Chris Wibisana
featured

Can Still Hope for the New Finance Minister

In fact, the public and market players were not too affected by the negative news pinned on Menkeu Purbaya.

•
5 Minutes
By: Mukhlison Widodo, Ridho Sukra

Being the Main Target of Cyber Attacks, Here's How Banks Maintain Digital Security

In the research "Cybersecurity Economics for Emerging Markets" released by the World Bank in 2024, it shows that cyber attacks globally are dominated by financial motives.

•
4 Minutes
By: Benediktus Krisna Yogatama, Muhammad Arfan Tarigan

Continuing Global Expansion, QRIS Can Now Be Used in Japan

Bank Indonesia (BI) has officially launched the Quick Response Code Indonesian Standard (QRIS) cross-border payment system with Japan, effective August 25, 2025.

•
4 Minutes
By: Tria Dianti, Ridho Sukra

Showing 12 of 29 total posts