Banking

The development of the banking sector, from regulation, service innovation, to its role in promoting financial inclusion.

29 posts
Banking

Money Supply Higher Thanks to 7.9% Credit Growth

The amount of money in circulation in a broad sense (M2) and bank credit both grew. Both influence each other. This will have a positive effect on economic growth.

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4 Minutes
By: Benedictus Krisna Yogatama, Chris Wibisana
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Banking Outlook 2026: Credit to Grow Higher, Supported by Interest Rate Decline Trend

Credit distribution is expected to continue growing, supported by the trend of declining global interest rates.

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6 Minutes
By: Benedictus Krisna Yogatama, Chris Wibisana

Notes from the Indonesian Banking World Throughout 2025

Summary of important and influential events in the banking industry during 2025.

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8 Minutes
By: Benedictus Krisna Yogatama, Chris Wibisana

Government Provides Three-Year Loan Relief for Disaster Victims in Sumatra

The government will provide relaxation of small business credit (KUR) distribution to three provinces affected by flooding in Sumatra within three years. Currently, the areas affected by the disaster are Aceh, North Sumatra, and West Sumatra.

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5 Minutes
By: Benedictus Krisna Yogatama, Ridho Sukra

Despite Economic Slowdown, Digital Bank's Performance Doesn't Stall

The slick performance of this digital bank is driven by the number of transactions that continue to increase, increasing the number of customers, and lending.

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5 Minutes
By: Benedictus Krisna Yogatama, Gema Dzikri Harisma
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Entrepreneurs and Experts Remind Rupiah Redenomination Not to Create Inflation

Redenomination has the potential to make entrepreneurs raise the prices of retail and wholesale products by rounding up and triggering inflation.

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5 Minutes
By: Tria Dianti, Chris Wibisana, Ridho Sukra

Consumer Lending Drives Economic Growth from Household Consumption Component

The dominant contribution of household consumption and UMKM as drivers of the economy is supported by the swift distribution of consumption credit from banks and other financial services institutions.

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5 Minutes
By: Benedictus Krisna Yogatama, Chris Wibisana

Innovation Needed to Strengthen Islamic Finance

A more aggressive strategy is needed to expand and enter the mainstream of the global Islamic finance.

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4 Minutes
By: Tria Dianti, Chris Wibisana

Demand Strength Determines the Effectiveness of Credit Interest Rate Reduction Incentives

To boost credit disbursement, Bank Indonesia (BI) is re-implementing the macroprudential liquidity incentive (KLM) policy. How effective is it?

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4 Minutes
By: Benedictus Krisna Yogatama, Chris Wibisana
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QRIS Tap In & Out Can Be Used on Five Transportation Modes in Jabodetabek

Bank Indonesia on Thursday (30/10/2025) officially launched the Quick Response Code Indonesian Standard (QRIS) Tap In & Out for five modes of transportation in the Jabodetabek area, starting from the KRL Commuter Line, Transjakarta, LRT Jakarta, LRT Jabodebek and MRT.

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5 Minutes
By: Tria Dianti, Chris Wibisana

Rp 200 Trillion in Funds from the Government Have Been Distributed by State Banks to the Productive Sector

The placement of Rp200 trillion in funds from the government through the Ministry of Finance to five state banks last September has now been reported to have been channeled into financing for the productive sector.

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4 Minutes
By: Benedictus Krisna Yogatama, Ridho Sukra

Sharia Banking Financial Performance in the Third Quarter Soars, Supported by Financing Growth

The financial performance of sharia banking in the third quarter of 2025 showed a positive trend, which can be seen from the soaring financing growth of PT Bank Syariah Indonesia Tbk (BSI), PT Bank BTPN Syariah Tbk, and PT Bank Aladin Syariah Tbk.

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4 Minutes
By: Benedictus Krisna Yogatama, Ridho Sukra

Showing 12 of 29 total posts