Banking

Perkembangan sektor perbankan, mulai dari regulasi, inovasi layanan, hingga perannya dalam mendorong inklusi keuangan.

20 postingan
Banking

Innovation is needed to strengthen Islamic finance

Need more aggressive strategy to expand and enter the mainstream of global Islamic finance

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4 Minutes
By: Tria Dianti, Chris Wibisana

Demand Strength Determines Effectiveness of Lending Rate Reduction Incentives

To boost lending, Bank Indonesia (BI) has again implemented the macroprudential liquidity incentive (KLM) policy. To what extent is it effective?

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4 Minutes
By: Benedictus Krisna Yogatama, Chris Wibisana

Islamic Banking Financial Performance in the Third Quarter Surged Supported by Financing Growth

The financial performance of Islamic banking in the third quarter of 2025 showed a positive trend, this can be seen from the skyrocketing financing growth of PT Bank Syariah Indonesia Tbk (BSI), PT Bank BTPN Syariah Tbk, and PT Bank Aladin Syariah Tbk.

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4 Minutes
By: Benedictus Krisna Yogatama, Ridho Sukra

Banks Anticipate When Ojol is Categorized as UMKM

The government's discourse to include online motorcycle taxi (ojol) drivers in the category of micro, small and medium enterprisesUMKM) is treated carefully by banks.

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4 Minutes
By: Benedict Krisna Yogatama, Harits Naufal Arrazie

Banks are getting more aggressive in attracting non-interest income

Banks are increasingly active in maximizing the potential for non-interest income from digital transactions through mobile banking transactions, marketplace transactions, and the use of QRIS for payments.

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4 Minutes
By: Tria Dianti, Chris Wibisana

Solid Bank Performance in Q3, Economic Indicators Maintained

In the midst of an uncertain economy and in a slowing trend, a number of national banks still recorded business growth. This indicates that the economy is still awake.

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5 Minutes
By: Benedictus Krisna Yogatama, Chris Wibisana

Third Quarter Credit Growth Slows, Step Up in Fourth Quarter

Lending in the third quarter of 2025 grew positively with a net balance outstanding (SBT) value of 82.33%, slightly down from the previous quarter with a SBT of 85.22% but higher than the same period last year with a SBT of 80.64%.

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5 Minutes
By: Tria Dianti, Chris Wibisana

Sustainable Business, National Banking Boosts Green Financing

Banks are working to increase the growth of sustainable financing in line with environmental awareness and the ambitious target to achieve net-zero emissions by 2060. Which banks are they?

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5 Minutes
By: Tria Dianti, Harits Naufal Arrazie

Rp200 Trillion Fund Placement to Himbara Has Started to Be Distributed

The placement of Rp200 trillion in funds to 5 state banks has begun to have an impact. Credit is being channeled both in the form of mortgages and labor-intensive credit.

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4 Minutes
By: Benedictus Krisna Yogatama, Ridho Sukra

Following BI Rate Decline, LPS Rate also Decreases

LPS decided to lower the lending rate (TBP) by 25 basis points (bps) to 3.50% for rupiah deposits at commercial banks.

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5 Minutes
By: Benedict Krisna Yogatama

BI Rate Terus Turun, Bunga Kredit Mestinya Ikut Turun untuk Pacu Sektor Riil

Sepanjang tahun ini, Bank Indonesia (BI) tercatat telah menurunkan suku bunga acuan atau BI Rate hingga total 100 basis poins. Penurunan BI Rate ini semestinya ikut bertransmisi menjadi penurunan bunga kredit perbankan agar bisa lebih rendah.

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4 Minutes
By: Benedict Krisna Yogatama, Harits Naufal Arrazie
featured

Menanti Akselerasi Ekonomi dari Injeksi Rp 200 Triliun

Pemerintah klaim telah menginjeksikan Rp200 triliun kepada lima bank negara pada Jumat pekan lalu. Mari kita simak sejauh mana ini bisa mengakselerasi pertumbuhan ekonomi.

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4 Minutes
By: Benedictus Krisna Yogatama, Chris Wibisana

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