Credit

Policies, accessibility, and innovation of credit products that impact businesses and communities.

4 posts
Credit

Government Provides Three-Year Loan Relief for Disaster Victims in Sumatra

The government will provide relaxation of small business credit (KUR) distribution to three provinces affected by flooding in Sumatra within three years. Currently, the areas affected by the disaster are Aceh, North Sumatra, and West Sumatra.

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5 Minutes
By: Benedictus Krisna Yogatama, Ridho Sukra

Consumer Lending Drives Economic Growth from Household Consumption Component

The dominant contribution of household consumption and UMKM as drivers of the economy is supported by the swift distribution of consumption credit from banks and other financial services institutions.

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5 Minutes
By: Benedictus Krisna Yogatama, Chris Wibisana

Demand Strength Determines the Effectiveness of Credit Interest Rate Reduction Incentives

To boost credit disbursement, Bank Indonesia (BI) is re-implementing the macroprudential liquidity incentive (KLM) policy. How effective is it?

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4 Minutes
By: Benedictus Krisna Yogatama, Chris Wibisana

Third Quarter Credit Growth Slows, Step Up in Fourth Quarter

Lending in the third quarter of 2025 grew positively with a net balance outstanding (SBT) value of 82.33%, slightly down from the previous quarter with a SBT of 85.22% but higher than the same period last year with a SBT of 80.64%.

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5 Minutes
By: Tria Dianti, Chris Wibisana

Showing 12 out of 4 total posts