Finance

Financial industry development, banking, fintech, and financial system architecture.

39 posts
Finance

Rp 200 Trillion in Funds from the Government Have Been Distributed by State Banks to the Productive Sector

The placement of Rp200 trillion in funds from the government through the Ministry of Finance to five state banks last September has now been reported to have been channeled into financing for the productive sector.

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4 Minutes
By: Benedictus Krisna Yogatama, Ridho Sukra

Sharia Banking Financial Performance in the Third Quarter Soars, Supported by Financing Growth

The financial performance of sharia banking in the third quarter of 2025 showed a positive trend, which can be seen from the soaring financing growth of PT Bank Syariah Indonesia Tbk (BSI), PT Bank BTPN Syariah Tbk, and PT Bank Aladin Syariah Tbk.

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4 Minutes
By: Benedictus Krisna Yogatama, Ridho Sukra

Indonesia's Great Potential to Dominate the Global Sharia Economy and Finance

Strong support from the Government and stakeholders has made the Sharia economy and finance an important pillar of national development. With promising asset growth and an expanding market share, Indonesia has the potential to dominate the global Sharia economy and finance.

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2 Minutes
By: Zikrina Ratri

Solid Bank Performance in the Third Quarter, Economic Indicators Maintained

Amid economic uncertainty and a slowing trend, a number of national banks are still recording business growth. This indicates that the economy is still maintained.

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5 Minutes
By: Benedictus Krisna Yogatama, Chris Wibisana

Huge Growth Space for Pension Fund Industry

Only about 10-15% of Indonesians have a pension fund, while the International Labor Organization (ILO) standard is that the minimum pension fund that is considered sufficient is 40%.

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4 Minutes
By: Benedictus Krisna Yogatama, Ridho Sukra

Financing Outstanding Continues to Advance, Check out How Fintech Mitigates Risk

OJK noted that the outstanding value of fintech lending financing reached IDR 87.61 trillion as of August 2025, an increase of 21.62% YoY. The increase in debt was accompanied by risk mitigation efforts.

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3 Minutes
By: Benedictus Krisna Yogatama, Ridho Sukra

Welcoming the New Era of Pawnbroking Business

Along with the presence of various innovations in financial services in the digital era, the pawnshop industry also needs to improve in order to remain relevant as the people's choice. OJK is trying to strengthen and develop the pawnshop industry by creating an industry roadmap for 2025-2030.

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5 Minutes
By: Benedictus Krisna Yogatama, Chris Wibisana

AI Integration, Providing the Financial Services Sector with a Steady Future

Not only to maximize customer service, AI-integrated financial services are proven to be better prepared for potential fraud and misuse of customer data.

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5 Minutes
By: Benedictus Krisna Yogatama, Chris Wibisana

Southeast Asia's Digital Economy Cyber Crime Losses Potential USD 36.5 billion, Prepare for Prevention

Southeast Asia's potential loss to fraud currently stands at USD36.5 billion annually. Entrepreneurs need to mitigate this.

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4 Minutes
By: Benedictus Krisna Yogatama, Chris Wibisana

Besides Facilitating UMKM Financing Access, Also Encourage Market Demand

The presence of POJK 19/2025 concerning Ease of Access to Financing for Micro, Small and Medium Enterprises opens up opportunities for financing this segment to be more driven.

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4 Minutes
By: Benedictus Krisna Yogatama, Chris Wibisana
featured

Can Still Hope for the New Finance Minister

In fact, the public and market players were not too affected by the negative news pinned on Menkeu Purbaya.

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5 Minutes
By: Mukhlison Widodo, Ridho Sukra

Socio-Political Stability, a Foundation for the Banking Industry to Navigate the Third Quarter

The banking industry remained stable after the marathon demonstrations that took place since August 28. Socio-political stability is needed to navigate the third quarter.

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4 Minutes
By: Benedictus Krisna Yogatama, Chris Wibisana

Showing 12 of 39 total posts