Financial industry development, banking, fintech, and financial system architecture.
The amount of money in circulation in a broad sense (M2) and bank credit both grew. Both influence each other. This will have a positive effect on economic growth.
Credit distribution is expected to continue growing, supported by the trend of declining global interest rates.
Summary of important and influential events in the banking industry during 2025.
In response to the floods in Sumatra and Aceh, the OJK has provided credit relaxation for affected debtors.
The planned revision of Law No. 4 of 2023 concerning the Development and Strengthening of the Financial Sector (P2SK Law) will strengthen the financial sector's authority in its obligation to maintain stability, while encouraging financial service industry players to take the initiative rather than simply waiting for demand.
The accounting profession is required to be adaptive in maintaining public trust and accountability for effective management of the state budget amid increasingly complex global economic dynamics.
The government will require every company in Indonesia to submit financial reports to the Ministry of Finance (MoF) starting in 2027.
The government needs to build public awareness to maintain financial health.
The slick performance of this digital bank is driven by the number of transactions that continue to increase, increasing the number of customers, and lending.
With a population composition of 70% of productive age, it is not excessive to rely on young people to drive the national economy.
To boost credit disbursement, Bank Indonesia (BI) is re-implementing the macroprudential liquidity incentive (KLM) policy. How effective is it?
Like a double-edged sword, the growth of the crypto asset market is indeed promising but also haunted by cyber security risks. A collaboration of 5 parties (Pentahelix) from regulators, academics, business actors, the community, and the media is needed to jointly oversee this industry ecosystem.
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