Finance

Perkembangan industri keuangan, perbankan, fintech, dan arsitektur sistem keuangan.

29 posts
Finance

Demand Strength Determines Effectiveness of Lending Rate Reduction Incentives

To boost lending, Bank Indonesia (BI) has again implemented the macroprudential liquidity incentive (KLM) policy. To what extent is it effective?

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4 Minutes
By: Benedictus Krisna Yogatama, Chris Wibisana

From Business Actors to OJK Must Collaborate to Safeguard National Crypto Asset Security

Like a double-edged sword, the growth of the crypto asset market is promising but also haunted by cybersecurity risks. It takes the collaboration of 5 parties (Pentahelix) from regulators, academics, business people, the community, and the media, to jointly oversee the ecosystem of this industry.

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5 Minutes
By: Benedictus Krisna Yogatama, Chris Wibisana

Rp 200 Trillion in Government Funds Distributed by State Banks to Productive Sectors

The placement of Rp200 trillion in funds from the government through the Ministry of Finance to five state banks last September is now reported to have been channeled into financing to the productive sector.

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4 Minutes
By: Benedictus Krisna Yogatama, Ridho Sukra

Islamic Banking Financial Performance in the Third Quarter Surged Supported by Financing Growth

The financial performance of Islamic banking in the third quarter of 2025 showed a positive trend, this can be seen from the skyrocketing financing growth of PT Bank Syariah Indonesia Tbk (BSI), PT Bank BTPN Syariah Tbk, and PT Bank Aladin Syariah Tbk.

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4 Minutes
By: Benedictus Krisna Yogatama, Ridho Sukra

Indonesia's Great Potential to Dominate the Global Sharia Economy and Finance

Strong support from the Government and stakeholders has made Islamic economics and finance an important pillar of national development. With promising asset growth and an expanding market share, Indonesia has the potential to dominate the global Islamic economy and finance.

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2 Minutes
By: Zikrina Ratri

Solid Bank Performance in Q3, Economic Indicators Maintained

In the midst of an uncertain economy and in a slowing trend, a number of national banks still recorded business growth. This indicates that the economy is still awake.

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5 Minutes
By: Benedictus Krisna Yogatama, Chris Wibisana

Huge Growth Space for Pension Fund Industry

Only about 10-15% of Indonesians have a pension fund, while the International Labor Organization (ILO) standard is that the minimum pension fund that is considered sufficient is 40%.

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4 Minutes
By: Benedictus Krisna Yogatama, Ridho Sukra

Financing Outstanding Continues to Advance, Check out How Fintech Mitigates Risk

OJK noted that the outstanding value of fintech lending financing reached IDR 87.61 trillion as of August 2025, an increase of 21.62% YoY. The increase in debt was accompanied by risk mitigation efforts.

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3 Minutes
By: Benedictus Krisna Yogatama, Ridho Sukra

Welcoming the New Era of Pawnbroking Business

Along with the presence of various innovations in financial services in the digital era, the pawnshop industry also needs to improve in order to remain relevant as the people's choice. OJK is trying to strengthen and develop the pawnshop industry by creating an industry roadmap for 2025-2030.

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5 Minutes
By: Benedictus Krisna Yogatama, Chris Wibisana

AI Integration, Providing the Financial Services Sector with a Steady Future

Not only to maximize customer service, AI-integrated financial services are proven to be better prepared for potential fraud and misuse of customer data.

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5 Minutes
By: Benedictus Krisna Yogatama, Chris Wibisana

Southeast Asia's Digital Economy Cyber Crime Losses Potential USD 36.5 billion, Prepare for Prevention

Southeast Asia's potential loss to fraud currently stands at USD36.5 billion annually. Entrepreneurs need to mitigate this.

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4 Minutes
By: Benedictus Krisna Yogatama, Chris Wibisana

In addition to facilitating access to UMKM financing, it also encourages market demand

The presence of POJK 19/2025 concerning Ease of Access to Financing for Micro, Small and Medium Enterprises opens up opportunities for financing this segment to be more encouraged.

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4 Minutes
By: Benedictus Krisna Yogatama, Chris Wibisana

Showing 12 of 29 total posts